Rent to Own Deals on Furniture, Appliances, Electronics & More in Vermont & Northen New York
Offering flexible payment options including 365 days Same As Cash on home furnishing, computers, gaming systems & mattresses - with affordable credit terms & no credit check. Fast Delivery in Essex Junction, Plattsburgh, Williston, Colchester, South Burlington & Beyond!
Rent to Own Deals on Furniture, Appliances, Electronics & More in Vermont & Northen New York
Offering flexible payment options including 365 days Same As Cash on home furnishing, computers, gaming systems & mattresses - with affordable credit terms & no credit check. Fast Delivery in Essex Junction, Plattsburgh, Williston, Colchester, South Burlington & Beyond!
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Your Rent to Own Solution
Great deals on furniture, appliances and more!
Our Rent to Own difference
Flexible Payments
Your purchase plan can be bought out at any time!
No Credit Needed
You're pre-approved, no credit needed, PLUS we accept all IDs (including international).
365 Days Same As Cash
This gives you the option of affordable weekly, bi-weekly, or monthly payments.
Fast Delivery
Fast door-to-door delivery & free setup on rent-to-own items!
everyone is pre-approved!
From short-term rentals to long-term rentals, our team will work with you to accomplish your vision.
SHOP ALLHear What Other SmartHome Customers Have To Say!
Annette Trayah
Amazing customer service! Quick delivery and everything was set up by very nice and polite guys. Would definitely recommend!
Joe Ramos
Very professional. On time and set up!
Iesha Shea
Great company. Very friendly staff, family oriented, great workers when they come to your home they take precautions to respect your home not tracking dirt and debris moving furniture in and out...
Great company. Very friendly staff, family oriented, great workers when they come to your home they take precautions to respect your home not tracking dirt and debris moving furniture in and out. They do a great job setting things up for you asking questions where you want your purchase. The furniture is great quality. They will work with you with scheduling payments that work with when you get paid. We’ve used Smarthome for years and we’ll continue to use them without a doubt.
Phinished
Super easy transaction. Very pleased they delivered out to Morrisville. Delivery time was scheduled between 11am-1pm, they arrived at 11:15am, which I love! Will definitely continue to do business with and recommend to everyone.
Loretta Poquette
I recently purchased a couch, loveseat, two end tables, and 2 lamps from Smart Homes, and I couldn’t be happier. Everything is absolutely beautiful and very well made—you can really tell the quality is there. The pieces fit perfectly in my space and look even better than I expected...
I recently purchased a couch, loveseat, two end tables, and 2 lamps from Smart Homes, and I couldn’t be happier. Everything is absolutely beautiful and very well made—you can really tell the quality is there. The pieces fit perfectly in my space and look even better than I expected.
On top of that, the staff was incredibly wonderful and outgoing (Corey).... They made the whole experience easy and enjoyable, and you can tell they genuinely care about their customers.
I’m so glad I chose Smart Homes and would definitely recommend them to anyone looking for stylish, high-quality furniture.
Mich Waggoner
Best customer service hands down. No haggle is what it is and you go home with great furniture and nice price.
Locally owned and operated
At SmartHome Furnishings, we treat customers like neighbors, not numbers. Serving Essex Junction with quality furniture, appliances, and electronics, we make it easy with our "365 Days Same As Cash" program and no credit check required. We've built our business on repeat customers and word of mouth, and our excellent reviews show it. Whether you're furnishing one room or a whole home, we're here to help, without the hassle.
Learn MoreFrequently Asked Questions
Rent-to-own allows you to take home furniture or appliances by making small weekly, biweekly, or monthly payments. Once you complete all scheduled payments or use an early purchase option, you own the item.
No. Rent-to-own is not financing or credit. You don’t need a credit card or loan approval. Instead, you lease the item with the option to own it after completing payments.
No credit is required. Rent-to-own companies generally do not run credit checks. Approval is based on income and ability to make payments.
If you miss a payment, contact your store immediately. Many companies offer flexible options, including grace periods or the ability to return items without penalty.
Yes. Most agreements include an early purchase option where you can pay less than the total contract cost by settling the balance early.
Ownership time depends on your payment schedule and the agreement. It may range from a few months to 24 months.
Most rent-to-own stores offer same-day or next-day delivery. Availability depends on the item and your location.
Most stores provide delivery and professional setup. SmartHome does for a $20-30 fee depending on location.
Rent-to-own stores offer both new and preleased items. Preleased items are usually discounted and inspected before delivery.
Rent-to-own stores carry popular name brands in furniture, electronics, appliances, and mattresses. Selection varies by store.
Rent-to-own agreements typically include free repair or replacement during the rental period. Contact your store for service. Although Physical Damage via Neglect or mishandling are not covered.
Yes. Items are covered during the rental term, and many also include manufacturer warranties.
Yes. Rent-to-own is flexible—you can return items at any time without penalty as long as account is up to date. Past due payments are due upon return.
Many stores offer a reinstatement period (often up to 6 months) where you can resume your agreement on the same or comparable item.
Yes, rent-to-own typically costs more than paying cash. However, it provides flexible payments, no credit needed, and the ability to return items anytime.
Rent-to-own offers predictable payments, no debt risk, and no interest charges. Unlike credit cards, you can return items if needed without long-term financial obligations.
Yes we do! Furnishings down to even housewares can be provided! We work with corporate clients on staging projects of all sizes. Give us a call to learn more and request a quote.
Contact your store. Many rent-to-own companies offer relocation services or transfer your agreement to another location.
Yes. Many stores let you browse and apply online, with local delivery handled by your nearest store.
Yes. Rent-to-own companies usually require proof of steady income and a valid ID to approve your agreement.
Yes. Depending on your income and approval, you can rent more than one item, such as a living room set and an appliance, under one agreement.
Your local Rent to Own
SmartHome Furnishings is a local, community focused company that puts people first and values our neighbors here in Essex Junction. If you need a single piece of furniture or an entire household furnished, we offer a variety of items such as sofas, kitchen tables, mattresses, bed frames, washers and dryers, refrigerators, TVs, and electronics, all available to rent to own with no credit check and our "365 Days Same As Cash" offer.
